Reducing your financial strain during the holidays is as easy as 1,2,3…

  1. Open the account with a minimum deposit of $10
  2. Set up Automatic Transfers into this account.  You decide how much and how often you deposit.  
  3. Funds are only made available in October via an automatic transfer or check.  There is a charge for a physical check.*

 

💡Banker’s Tip: Setting up auto transfers to happen on payday is a great way to save without even thinking about it.  

*Read the Fee Schedule for Personal Accounts disclosures for more information.

How much should I be saving? 

  • You should put away an amount that you can afford, as these funds are only distributed in October.  
  • If you get paid every 2 weeks, and you automatically transfer $25 into this account on payday, you would have a balance of around $300 after 6 months.