Checking Accounts

At 1st Source, we can help with all your financial needs. We offer straight talk and sound advice, always keeping your best interests in mind. We have a personal checking account just right for you.
Compare the features of our accounts & apply online below or visit your nearest 1st Source banking center:

  • Options to avoid
    monthly fees
  • Earns Interest**
  • Online/Mobile
  • Resource® ATM Card
    or Resource
    Plus® Debit Card
  • Unlimited Check
  • Direct Deposit
  • E-statements
    More (e)
  • ATM Fee Rebate
    More (f)
  • Bill Pays Included
  • Minimum Opening

Account details

a) To avoid the $15 fee this account requires at least one electronic direct deposit per monthly statement cycle  
Back to Easy Banking Club  Back to Cubs 1st Club
b) Portfolio Checking: A combined balance of $25,000 or more in any combination of checking, savings and CDs on deposit at 1st Source will waive the monthly fee of $15.
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c) 1st Checking: The monthly fee of $6 is waived with an average daily account balance of $500.
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d) Especially for Cubs 1st Club Members: Choose from one of three special Cubs 1st Club debit card designs and show your Cubs spirit. Your specially designed card (and the special discounts that go along with it) are available only with a Cubs 1st Club checking account. PLUS, your first pack of special Cubs 1st Club checks is included at no charge!
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e) Statements: Mailed paper statements are available at no charge, except for 1st Checking and e-Student ($5/mo).
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f) ATM Fee Rebate: Use another bank's ATM and 1st Source will rebate our fee up to four times each year (conditions apply). For e-Student accounts, 1st Source's and the host bank's fees are rebated up to three times each month (up to $15/mo).
Back to ATM Fee Rebate
Great ways to get the best value from your account:
  • sign up for direct deposit of your paycheck, social security, pension or other income. It's easy!
  • OR make deposits into your checking account of $500 or more each month.
  • OR sign up for e-statements and use your Resource Plus® debit card or Bill Pay, instead of checks.
Pricing and terms are subject to change. Checking accounts may be subject to other account related fees, including non-sufficient funds or standard overdraft fees. Please see our Agreement for Deposit and Truth in Savings disclosures for further account information.

Our Checking Accounts

There are a many advantages and benefits to having a checking account, regardless of your chapter in life.
So many days are rushed and hectic, full of necessary tasks. A great checking account can relieve some of that by providing immediate financial information, quick payment methods, and options to move money fast. Check out Easy Banking Club!
Perhaps you are a traveling retiree? Most checking accounts now provide the ability to bank remotely. Check out all of 1st Source's online and mobile options!
If you're a student, a checking account should offer you the most advanced technology, flexibility in requirements, and perhaps a couple of discounts to help you with all of your firsts. 1st Source offers just this with the e-Student Checking account.
Don't forget that a well-maintained checking account is an asset to establish and maintain credit.
Many people are concerned about security. If this is you, read more here >.