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FDIC logo -- Federal Deposit Insurance Corporation

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the federal government that regulates banks in the United States, and provides insurance to depositors.

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FDIC Insurance coverage has been increased at 1st Source Bank*.

Checking Account Customers:

All non-interest bearing transaction accounts are fully guaranteed for the entire amount in the account through 2009. In addition, transaction accounts paying up to 0.50% interest are fully guaranteed through 2009.

Basic FDIC Deposit Insurance Coverage Limits (through December 31, 2013):

Single Accounts (Owned by One Person) $250,000 per Person
Joint Accounts (Your Portion of Any Joint Accounts) $250,000 per Person
IRAs and certain other Retirement Accounts $250,000 per Person
POD & Revocable Trust Account $250,000 per Beneficiary
Corporations, Partnerships, and Unincorporated Associations $250,000 per Entity
Government Accounts $250,000 per Official Custodian
Non-Interest Bearing Transaction Accounts Unlimited Coverage**
Transaction Accounts paying up to 0.50% Interest Unlimited Coverage**

*FDIC Insurance Increased beyond basic limits through the federal Helping Families Save Their Homes Act and 1st Source Bank’s participation in the FDIC Transaction Account Guarantee Program.

**Unlimited coverage through December 31, 2009.

Calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.



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P.O. Box 1602, South Bend, IN 46634
(574) 235-2000
Member FDIC Equal Housing Lender